Every feature is designed to make your money easier to see, plan, and organise — without jargon or pressure.
Enter your monthly income once, add your fixed and variable expenses, and your remaining balance updates automatically.
| Date | Description | Category | Amount |
|---|---|---|---|
| 28 Jun | Tesco weekly shop | Groceries | £62.40 |
| 27 Jun | Monthly rail pass | Transport | £148.00 |
| 26 Jun | Netflix | Subscriptions | £10.99 |
| 25 Jun | Council tax | Utilities | £156.00 |
| 24 Jun | Nursery fees | Childcare | £310.00 |
Add expenses in seconds, then search, filter, and export whenever you need a clear picture.
Set a target amount and deadline, and SpendWise shows the monthly saving that keeps you on plan — plus gentle reminders to keep momentum.
Organisation only — never tax advice. SpendWise helps you keep everything in one place so official deadlines don't turn into panics.
Short, honest, educational guides — no investment promises, no guaranteed results, no regulated advice. Just practical organisation.
Find and cancel the direct debits you forgot about — a 20-minute checklist.
How to build a buffer step by step, starting from £0.
A month-by-month saving structure you can adapt to your income.
What documents to keep, and when, for a stress-free tax season.
Clear, downloadable reports so you can review progress or share records with your accountant.
Accounts are created for you by our team. You receive your access details by secure email or WhatsApp, then set your own password on first login.